Payment Methods and Insurance Matters

Payment Method

1. Payment for procedure:
In all cases, payment for the procedure includes:

• Surgeon Consultation at the time of booking
• Hospital Fee, including an appropriate number of nights stay in hospital, depending on the procedure chosen
• Surgeon’s Fee
• Anesthesiologist’s Fee
• Periodic follow-up of patients after surgery

The price does not include travel, hotel, transportation, and any other expenses that are not listed above. Upon the patient’s request, our team can assist in travel
and hotel arrangements.

2. Method of payment:

• Payment is usually made directly to the surgeon or hospital upon arrival.
• For certain destinations and certain surgeons, a deposit is required at the moment of booking, payable directly to Surgical Team. In these cases, this is necessary to guarantee the booking.
• Any payment, whether to the surgeon, hospital or Surgical Team, can be made by wire transfer, travelers’ checks or cashier’s check. Some of our surgeons also accept credit cards. For details on payment instructions and choice of credit cards, please contact our team.
  
  

Insurance Matters

In general, there are basically two rules:

1. patients are usually required to pay in full prior to surgery, and claim reimbursement from their insurance provider.
2. Usually, insurance providers do cover surgery based on medical necessity. Cosmetic or esthetic reasons are usually not reasons for coverage by insurance providers. 

But please review the exceptions and comments listed below:

1. For USA residents being operated within the USA:

• If patients have insurance coverage confirmed by the provider, it is usually not necessary for the patient to pay for the surgery, except for deposits and deductible. Deposits can usually be refunded.
• Coverage is generally based on medical necessity. Although insurance providers often claim to cover the procedure, it is recommended that the patient receive confirmation by the provider prior to surgery. Surgeons will require payment by the patient if confirmation has not been received prior to surgery, and patient will need to claim reimbursement.
• To confirm coverage, insurance providers will usually require documentation proving the medical necessity for the procedure, such as letter from doctor or surgeon, proof that alternative treatments have not been successful, etc.
  
• Certain insurance providers will cover surgery for patients traveling abroad to have the procedure.

2. For other nationals being operated in their own countries with national health coverage:

• Patients need to contact their own social security authority to verify coverage.